These addons get us to a $100'ish sqft price.

@Ammon JensenFor this purpose I do not believe you can write this off, add on that you are paying ordinary income on the 10-12% which let’s say is 20% and after servicing you may actually be losing money every month.

@Oscar Toledo  Sound like you covered everything.I would add one thing.

I feel this is my last shot as i am writing it out it makes no sense unless I add one jdu and one adu.

Many home inspectors will also offer add-on services for the more specific inspections I mentioned above.

Also wanted to add on to this - would love to connect with investors in the Cleveland area to learn more about your experience and any helpful tips on how to be successful in the area. 

Our contractor comp and liability ( very expensive Add on policy for product defects for 10 years. then there is the sellers title insurance when I sell . 

You'll know when it's time to add on from there.

If so, curious how you're finding your properties and if you're doing add on's to the property or if you are buying them as they are with no changes other than cosmetic updates.

You can have a lot of social security, rental income, interest, dividends, etcI am not to say your income will be higher when you retire or that tax rates will be much higher, I am just here to say the only difference is 10% and not 30%.To add on all of this - If you keep your assets in a retirement account, your distribution will be taxed at marginal tax rates(Currently tax rates are between 10% and 37% + state taxes)If you invest personally in your own name, you have the opportunity to escape tax on any appreciation if you have heirs that inherit the property.Even if you decide to sell the property, you are paying taxes at the preferred capital gains tax rate(Currently at 0%, 15% or 20% + State taxes + Potentially NIIT)That difference alone pays for the 10% penalty.