I'm currently a H1B visa (Temporary Worker) holder working full time in the states, trying to start my real estate investment.

It notifies any lien holders.

Most of them are just looking at the life insurance portion of it, without seeing the use of the cash value as a powerful tool.Also, even when the policy is properly set up, a lot of policy holders don't have the dedication to fully commit to steady payments as planned initially.So as I said earlier, I do believe that it is a great product, but you need proper help to set it up, and then you need to follow up with your plan.

@Jeff D.For commercial properties very unlikely you will find a second position lien holder.

This information will be reported to the mortgage holder.

My question is, with everyone taking a loss, the title company has reduced their fees, the RE has reduced their commission, and the seller will walk away with no money, how do I prevent getting to the closing table and someone (Either the bank or the other lien holder) deciding they do not want to remove the lien or take a loss.

Best bet is to look up self-directed IRA holders.

A note holder can NOT stop the owner of a real property from selling the property.  

Hey BP community! My name is Nick Crider. Short pertinent bio: I am one of those guys who can do just about anything I put my hand to. However the other side of that coin is often the curse of underperformance as I ha...

Regarding your lease option plan, just make sure you follow NC state statute which came about largely because of abuses primarily in urban NC growth markets where option holders were screwed when prices spiked.