Most people think real estate investing requires huge capital, perfect credit, or bank loans—but that’s not always true.

I am considering doing this with a 0% APR credit card to avoid a loan. 

I would look for a low interest line of credit to put on the property and lend at a higher interest rate.

Depending on what your goals are a line of credit might be a good idea to give you access to quick cash for another acquisition  Thanks, Michael,I've protested taxes and I'm considering a cash out refi for another property.

I'm told the screening criteria credit score is on the higher end .But most of the listings I see are also on the same league.

I guess I could do some work-arounds -- maybe reserve one unit in the first purchase for use as an AirBnb, and reserve my own time in it when needed - instead of claiming it as a primary.Are either of you (or anyone) familiar with a finance product/loan that will allow me to purchase under $150,000 (w/ strong credit) and do much of my own work and live-in a portion as a primary residence?  

Was the loan from a bank or credit union? 

She uses QBO and is linked to my online banking and a couple of credit cards.

Instead of paying a percentage (load) of the total investment, they accept a reasonable fee for their services and credited the load back into my DST investment.

In some cases, federal tax credits like those for low-income housing or economic development might also apply if the project aligns with certain goals.Instead of buying the land outright, developers often lease it from the tribe, which can reduce upfront costs and sometimes come with favorable lease terms.