With fewer buyers in the market due to high rates, investors who move now have leverage to negotiate on purchase price, seller credits, and even off-market deals.The biggest mistake investors can make right now is waiting for perfect conditions.

I'm told the screening criteria credit score is on the higher end .But most of the listings I see are also on the same league.

I prefer to have the least amount of banks as possible.Create a bank account that you already have a relationship with(Credit card or mortgage)The least amount of bank accounts is also ideal.

I have over 30k coming in very soon and working on credit score.

Another possibility is looking into a home equity line of credit (HELOC) on your personal residence, which could help you tap into available equity without a large lump-sum repayment upfront.

Local banks and smaller credit unions are most aggressive in this space.

At least 2 US credit scores required to qualify.

Most people think real estate investing requires huge capital, perfect credit, or bank loans—but that’s not always true.

I guess I could do some work-arounds -- maybe reserve one unit in the first purchase for use as an AirBnb, and reserve my own time in it when needed - instead of claiming it as a primary.Are either of you (or anyone) familiar with a finance product/loan that will allow me to purchase under $150,000 (w/ strong credit) and do much of my own work and live-in a portion as a primary residence?  

I am considering doing this with a 0% APR credit card to avoid a loan.