Obviously, rents are very cheap there, but it seems I can find MLS listings that match or come close to the 2% rule.

Mix and match these offers?

So, if you can't match whatever is already in the kitchen, then I highly recommend you do kitchen and dining area.  

Mia, are you seeing guaranteed rental rates matching the payment standards in Indy or are they much lower? 

Should I speak to my lender first and see if they can match?

Sorry bud, but your reading comprehension doesn’t match my post and basic geography.

You can use hard money to match your skillset if you need to so you only need 20 percent down for a short time and you can pay the rehab costs on your own out of the money.

The last house I bought, was brought to me off-market by my agent, and it's seeming that off-market is the only way to get good properties without the MLS prices.I've recently got a nice business card printed up, and would like to start a direct mailer campaign, using BatchLeads to find multifamily properties in the local towns that I wish to invest in.I have a pretty strict criteria about what I'm looking to purchase at this time:-Legal 2-or-more unit large Multifamily (not required to be owner occupied)-Each unit should be at least 3 bedrooms (so if it's a duplex, it needs to be 6+ bedrooms)-Sewer (not septic)-Gas (not oil)A lot of this information is not readily available online, so once I start my mailers, I'm sure I'm going to find people who eventually respond, but that don't have criteria which match what I'm looking for.I feel like it would be a waste if I paid a bunch of money for direct mailers, and then someone reaches out to me to sell, but their house doesn't match the criteria of what I'm looking for -- I don't know anything about wholesaling.What can I do to monetize these leads, or is the answer is that I need to learn So we believe no lead is a bad lead.

Here are things that would not transfer with a sale:-2.5% interest- prop 13 property tax benefit is saving ~$40/monththese are awesome advantages that are tough to match   In addition you have achieve outstanding return from the appreciation since purchase.On the other hand, you have $300k of equity which places the LTV at ~65%.  

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