My suggestion to improve your cash flow is to find another bank/lender.

Or if we'll have to find someone else to assist us.

@Adam Newman you will want to confirm this with the bank but you can’t take a loan out to borrow for part of the down payment so you’ll need to provide all the funds yourself or have a gift from someone for that which you don’t have.If you have a gift from someone to bridge the 20%, that would be ideal.  

This can not be said about many 100k properties.Turnkey providers made sense IMO back in 2010-2015 when it was easy to find deals, but hard to get funding, so you'd sell the ones you could not get funding for.

I like to think I have done ok. for me finding properties is sales - managing real estate and growing your company requires problem solving. 

The bad news they are finding more ways to make money off these properties.I have the bulk of my investments in LTR's and I'm happy with this.  

A platform that updates their data daily or weekly is covering a staggering cost in order to provide that to the end user.

For example,  providing a heating source for your tenant is your responsibility as the landlord. 

An other advantage of paying with credit card may be that you will not have to send the provider a 1098 tax form (only an issue if the total yearly amount is over $800). 

As Josh mentioned, it's important to find your right fit, I wouldn't focus solely on price especially if you're looking to be very hands off and you're looking for quality.