What probably doesn’t help also is that we will be using hard money which eats into profits and so getting that better deal seems to be harder compared to investors that have cash. 

After speaking with a local realtor and lender for quite some time to just get some information, they advised me that we are currently in a "buyers market" compared to a "sellers market."

I’m just comparing the potential gains with a cd in the bank.

Create a simple spreadsheet or written list to compare the features of each and identify the ones that align with your requirements.

Plus you might have a good rate compared to todays market.

Here are some insights into loan types and potential programs that could be advantageous for your situation: FHA Loan,Conventional Loans with Low Down Payment,Local Bank Programs,Grants and Assistance Programs,When exploring loan options and assistance programs, it's important to compare the terms, eligibility requirements, and overall costs to find the best fit for your financial situation and goals.

Detroit's doing amazing compared to many other Midwest cities!

Also, the insurance companies are fleeing Florida so I'm definitely not making as much as I would from selling while things are still good.Talk me off the cliff or push me over please.Hi Tim, I'd recommend that you sell the house and invest in a market that offers strong growth potential, affordable property prices, and less risk from natural disasters compared to Florida.

If the builder never transferred title, they might try to argue that its comparable to selling a model home within a new construction developement (new home, but has had thousands of folks walking in and out for months...sometimes years).I would be confused as to why someone would offer it as new construction when it had been lived in unless their aim is to avoid capital gains, but you say lived in a few months and not two years so that does not track.

We have lost not one property.While the foreclosure process in Texas is short compared to other states, the notice procedure and advanced notice by the mortgage companies has been extensive.