For instance, if the owner pays personal bills from the business checking account or ignores the legal formalities that a corporation or LLC must follow (for example, by making important corporate or LLC decisions without recording them in minutes of a meeting), a court could decide that the owner isn't entitled to the limited liability that the corporate business structure would ordinarily provide.The company's actions were wrongful or fraudulent.

One strategy we've used to combat this with SFRs and to reduce our risk exposure is Delayed Financing Exception to avoid the standard seasoning requirement. 

Although I am confident in my work and needs within the company, I continue to try and remind myself that my role is just a number that can be pulled at the slightest moment.How can we as corporate employees combat unexpected layoffs aside from debilitating unemployment lines?

I've heard stories of money vanishing from bank accounts after the bank realizes a transaction was fraudulent. 

Last question would be if there was any way i can protect myself from fraudulent work from contractors, if so what would be the best way

That seems to be where Chris is at, so maybe some tips from him on how to successfully pull off combat sleep would be helpful.Apologies to anyone whose information I got wrong above. 

Non-recourse means taking back the property itself is the only recourse the lender has in the event of a default, however, they will have a "bad boy clause" or "guarantee" meaning that if you do something fraudulent, illegal, or certain defined bad acts they will come after you personally for liabilities and deficiencies in the event of a default.

I dont have the exact answer to this...but whatever answer you get make sure you do your own research as this is a very sketchy area...it runs right along the fraudulent line so you need to be extremely sure of the rules.

Spending someones deposit would be considered fraudulent.

They are using my company's information to do fraudulent business.