Have you thought about getting a hard money loan which can fund your whole deal to include the rehab?

A DSCR Cash Out Refinance is what I am going to recommend on this.Typically can go up to 75% LTV on a cash out if you have good credit.There are plenty of lenders around here who can get them done,On a DSCR loan we do not take into account your personal income but instead qualify you based on the income generated from the property.

Yes it is alot of money, but I know I will get that money back to repay the loan.  

I will say with honesty, DSCR loans are generally the “easiest” in the block when you are a lender who works with 100 different loans types but they are all still snow flakes and require individual attention.

You can look at a DSCR loan but depending on how you have everything structured that might be difficult. 1.)

So, you'll be looking for those with some correctable reason they can't get a bank loan.

Have you looked into DSCR loans?

Then you have to think about 401(k) and IRA savings, which longer-term once your balance is built up, you can use a self-directed approach whereby you can use the funds tax-free to invest in rentals, private loans, etc... 

Has anyone ever applied for an sba7 small business loan and applied it to one or more rental properties.

Commercial renovation loan