Although I'm a lawyer, I'm not your lawyer, so you should seek separate legal advice if you feel you need it.The bottom line is that they are already in business together and should probably stay that way.If they were to split things up, they would have to transfer the property out of the LLC into their own names and that would cause problems and cost a lot of money.Even if they successfully split it up, neither one of them could refinance and it would be difficult to sell the property without the other one agreeing.They should either keep it in the LLC and live with it, or sell it and split the money and go their separate ways.What they are proposing would make things more complicated, not less.

., transfer the LLC shares to a Trust at a later stage to avoid probate), and any other advantage that may come up down the road.Then the other LLC would be with my wife, so we can operate it as a business - tax advantages to using pre-tax dollars to purchase consumables used to operate the AirBnB, and then for her to derive an income at the end of each month.

IRR is internal rate of returnIt's what a lot of investors and developers use.

This seems very overpriced imo, however, if you want large tax losses to offset any other gains from other stuff then it could be a great deal if you think their could be appreciation.It's all about your internal and external goals and what you want to achieve, but on a purely numbers basis I would pass.

Id more or less like to own the properties and then hire out the property management either internally or externally 

You will need to transfer the home back to your personal name at the time that you refinance it, but other than that, you wont have to do anything else. 

This would give us a better mortgage rate but incur a transfer tax (Philly 4.02%).

No one can or should tell you what to do here because theres so many internal or external factors.

I’d like to consider wire transfers, Venmo, PayPal Payments Advanced, etc. im wondering what others are using to avoid these high merchant fees.

I am currently listing it with the IMLS as well as 6-7 individual websites focused on international/panama real estate.