The population is growing, the job market is growing, and there are so many major companies moving and developing out here like Intel, Amazon, Google, Meta, etc.

A recent study showed that 80 people are moving to this city every single week, which will continue to increase housing demand.

He increased the amount of water per flush.  

While the DSCR calculation as noted above is a bit "aggressive" and looser by not taking into account many expenses, its somewhat balanced in that these are 30-year typically fixed rate loans where the rents should increase much more over the term than expenses (and largest typical cost - debt service - is locked in). 

If you're more conservative, you might want to increase your fixed income allocation.Income needs: If you plan to live off your investments in retirement, ensure your portfolio generates sufficient income to cover your expenses.Remember, this is a general guideline.

I'm sending around 8k in postcards and my printhouse just increased their prices by 30%

Specifically, there's job growth (Intel, Honda, Amazon, Nationwide, etc) and the population is growing (unlike Cleveland or Cincy).

Very simply, multifamily spreads out your risk if a tenant moves out generates more income with more units and disproportionate amount of increase in expenses as there are more tenants to deal with.

For instance, when new industrial parks or company offices open up, it means more people looking for places to live, potentially increasing your rental income.

Do you find being pet friendly increases your occupancy OR deters guests away who don't want to deal with past pets?