For example if a school costs 40K, and the EFC is 15K, there is what is called 'unmet need' - the amount of college cost - EFC - 25K worth of loan or grants they are eligible for.

Can you expand on how you navigated that transition and adapted / evaluated deals.

What is the end result- They adapted!

Right now, I am blowing with the wind and am very adaptable as long as I am safe and there are people with whom to build great community as well as a bit of nature to escape them all!

Are there any related laws or guidance that dictate requesting relief on HOA fees due to unmet expectations?

The earth is capable of balancing these things, which is why organisms have been able to survive and adapt to the slow, mild changes that do occur.

Also adapted, 3.5 years ago a our business plan was drastically different.

I know I’ll have to adapt to a lot of situations as they come.

. - Financing: all cash- Building codes : none which is great.Also, most of these market outside US (or outside western hemisphere), is geared toward investors that "could work" within a deregulation zone/environment, so adapting to local culture is crucial.

Adapt or die.