I don't have to worry about it freezing and it's not a crime target.

I have a couple now that are freezing their AC unit, we have been out to fix it like 10 times.

I'm writing this as I sit here mid January in the freezing cold when everything looks ugly , mid school year and have no qualified candidate for a rental the will be vacant January 31st.

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It's FL, no worrying about pipes freezing here.It sounds like your options are to leave them on and face the potential of being sued when you shut them off of the tenant, waiting 3 weeks for them to come up with more money and not having your unit rented or finding another tenant. 

I understand that the refinancing would give me a new mortgage at fixed interest rate payable over 30 years while the HELOC has a variable rate, no draw after 10 years but I would start paying on the principal and conditions could change also freezing or calling the HELOC.

Horrible weatherIf you mean that it doesn't rain every day, there are no tornados, hurricanes, freezing temperatures - yeah the weather is the pits.

If it's in the area where the downspout is it could be moisture then freeze/thaw moving the bricks.These are all fixable but I'd get a good contractor (or an engineer) to look at it.

I seem to be having a brain freeze on a flip property that I need an exit strategy on.

Nice talking to you last night and freezing my @@@ off lol.The free food wasn't bad either.BTW the @ still isn't working