-Comps in the area are selling at around 250K for cookie-cutter 1990s mountain lodge style homes that need updating.

Assuming no depreciation or appreciation on a new build.My wife has great style and her upgrades rent well on our rentals, so I think our design would be appealing.Any thoughts on this?

The hipster crowd likes the exposed brick/industrial style and will command a premium over the cookie cutter units. 

At that point you're looking at effort spent for $12 a month.For every 100,000 borrowed:5 %  - 25 yr - Annual Payment - $ 7015 - Monthly - $ 5844 % - 25 yr - Annual Payment - $ 6334  - Monthly - $ 527Savings of $681 Annually or $56.75 Monthlyor 5 % - 20 yr - Annual Payment - $ 7919 - Monthly - $ 6604 % - 20 yr - Annual Payment - $ 7272 - Monthly - $ 606Savings of $647 Annually or $54 MonthlyYes refinancing can make a huge difference, but with appraisals, closing costs, environmentals, you can easily look as spending 5k-8k on a commercial or 2k on a house. 

ARV - utilize comps with recently sold and compare the finishes, style of home, beds/baths etc.

DWQ, Army Corp or any other environmental requirements or permits. 

I plan to purchase land adjacent to higher end resort towns, design and build smaller, very modernly styled and mountain contextually sensitive homes.

This cloth style mask fits our needs better than the plastic cartridge style, or even full face respirators.

This makes me more comfortable and it’s more my style.

The city or county can have their own code requirements for architectural style and design which can up cost per sq ft a lot.