Of course everything will depend on how much of the theory ever gets implemented, but my main concern is "nearly zero energy housing" becoming a market disruptor which will favor big developers over small investors, as is the case in my saturated market.

Case in point: I just passed on a loan in which the borrower was buying out siblings on an inheritance so her daughter could live there.

Case in point.

Like everything, people think they're going to make millions overnight, and that simply isn't the case in non-performing or performing. 

However, when I looked up Maryland State property database, the property is still under current owner's name, and the foreclosure case in court is still open/active.

Counting on 10-15% appreciation a year is pretty risky, and yes can happen in certain years on the market cycle but don't think that will be the case in next 5 years.  

Case in point is $5K for an AC condenser.  

Case in point: http://streeteasy.com/building/402-east-90-street-... -- this property is estate condition and needs to be completely gutted... its horrific!

I didn't think KC was 2.2% when it came to property taxes but maybe that's the case in certain areas there.  

I have a client closing soon and I went through a similar situation and I made it clear that my buyer is approved, has very high credit scores, full doc and WILL close (that’s not always the case in S.Florida).