Get a wide range of different options.    

I've come across a wide range of cap rates within a couple hours drive of where I live and I was hoping to get advice on how to properly research market cap rates in different areas.

What is used as collateral can vary widely.

I've been doing a fair amount of listening and reading and had a few questions so thanks for bearing with me (no pun intended ;-) 1) I'm a family guy & I don't want to make notes my full-time job, but I have my eyes wide open to the fact that notes are a time-intensive process/business.

The software is a little weird first time through but you can upload your list, customize their postcards (or whatever you want to send), and then have them mail for you either first class or second (depending on what you want to pay).If you start reading different posts on the topic you'll find there are a wide variety of mail pieces that people use.

Wide variety of mail pieces, including various sizes of postcards and letters.

In my area (San Antonio) they can vary widely from one side of town to the other.  

Karen, you need a vacant house policy- not widely offered.  

The values vary widely in sometimes just a few blocks.

Keeping in mind this can vary widely: I would say seller financed interest rates would generally be above standard bank rates yet lower than hard money.That is the question asked.