Move forward with your enhanced knowledge.

In business we say you design a business process and introduce automation to ENHANCE said process.

Due to this, Lenders create Overlays, which are enhancements to Underwriting Guidelines which act as a buffer to ensure the loan has not issues with qualifying for purchase by and investor.

I just can't believe this.MUD finally made some enhancement.

Would not concede landscaping forces anything, least of all appreciation.IMO, landscaping enhances curb appeal and thus equates to 'desirability' to the tenants. 

And, perhaps the biggest resulting problem of the enhanced regulation, those banks severely cut back on the available funding for mortgages.Additional regulation is not the answer. 

I advise landowners wanting to convert from cropland to another ag valuation to leave the land as is because it will enhance the habitat and increase the wildlife food and cover requirements (of course that depends on what crops were grown) --down here in my neck of the woods rent for crop land does out way cattle grazing leases especially if the landowner participates in a percentage of the harvest in addition to a per acre charge for the land.

It's been fun and rewarding for the past 40 years - and I am still learning.The contracts that I have created is a result of trial and error or should I say "trial and terror"! 

Although just north of you, around Powell and Cody, there have been cutbacks on legacy enhanced oil production.As you are probably aware @Jerry W., the price of natural gas hasn't improved much since early 2009.

I haven't explored the program in detail but when I did briefly look into it I found they would have a company come out and make up to $2-3k in enhancements.