They re-invested cheaper money to a productive economic that generates higher income.Now from Buffet and any other big time investors prefer to invest at cash position (CD).

Wife is telling me to slow down. 

Slow and steady has been the way to build wealth for all eternity.

I invest on a slow and part-time basis which suits me.

As Erik mentioned, normally banks that hold their own notes are the only that can push a good ARM product.

It's a slow start but I am confident that I can succeed.

Its a slow start but I am confident that I can succeed.

I hope you're all having a productive week.

Hi - typically Mixed Use properties are going to require a traditional commercial real estate loan from a bank, small balance commercial private lender or for the larger ones a CMBS style loan.However, a newer "DSCR Loan" product for Mixed Use is making a comeback - which is a really great option for smaller properties/more beginner investors since it has all the same trappings as a residential DSCR Loan (30-year fixed, easy qualification, straightforward process) for a property with commercial units.Generally going to be limited to 8 units max and has to be primarily residential in every way (majority residential by units, square footage and rents) but if it fits all that, its a great option

If you refinance, you would just need to use a loan product that allows the property to be owned by an LLC.