You will have to prove this to either the entity holding the funds (title co or attorney), or pay for arbitration and prove it to the arbitrator.I agree that it doesn't hurt to ask for the compromised amount, and maybe they will agree to pay it in order to avoid the same process of arbitration. 

Being polar opposites I doubt you’ll ever find a compromise in this situation unfortunately.

How do I get her onboard and is there a middle ground or compromise that might make the most sense given our scenario?

Where should I get my supplies to save the most money without compromising the effectiveness of the mail, and what should I be paying?

The Labor is tough because time is money, also if the windows are rotten thru, the structure is probably compromised underneath as well.

That is, if you're having a beef with a creditor--as I am at this very moment over a $244 Verizon bill I don't owe--one's FICO score can be as compromised as if I filed bankruptcy and skipped out on ALL my debts!

The initial move was the one that everyone was watching so FDR compromised.

If you're compromising your investment criteria, I'd recommend not doing that. 

Any credit officer ( bank or HML) that does not require a contribution or 'skin in the game' is not worth the paper his name is written on, because the basic principle of credit is already compromised.

You'll have additional days waiting for a reply from a borrower over an offer of compromise or modification, and the waiting period can be a year before you can lower the hammer.