I charge a depreciated value for materials (see Greg's post) plus the full cost of labor.

The most dangerous kind of aluminum wire was mostly only used for residential wiring from ~’65-‘73 when copper was prohibitively expensive (Al alloys that are less dangerous were used with less frequency post-‘73, and Al is still a common material for transmission and distribution lines, and even some residential use like AC units or single branch circuits, but not very common in residential wiring). 

Having alternative strategies in your back pocket can be very helpful in putting deals together.

And while I have an eye for design, I can also keep costs for finishes and other materials under control.

It's a pretty comon source for private lending since those with self directed IRAs are typically looking for alternative investments to place funds in.

I understand there is a lot of material and resources out there to read.

Alternatively, you can use a DSCR loan, which only looks at your credit and the property qualification itself.Happy to help further.

Hi RossAside from conventional loans there are a variety of alternative funding solutions such as hard money loans, crowdfunding, portfolio loans, local or community banks and private money loans.

Perhaps, try to figure out why the seller is stuck on $80k for a down, what is he trying to accomplish, then figure out an alternative way for him to get what he wants.Is the property in Eugene or Springfield? 

Alternatively, you might consider the strategy of acquiring distressed off-market deals, renovating them, renting them out, refinancing to pull out cash, and repeating this process.Another aspect to consider is whether you prefer to handle the work yourself or delegate it to professionals.