Even when inventory was much higher I was looking for single story, 3 car garage, pool house in gated community, less than 15 years old.

For example, our company automatically starts evictions in a Resident it 30 days behind in rent.   

I've traded a car in before with a transmission that was hit or miss and crossed my fingers that they wouldn't realize it. 

Better off using a 5% ARM or conv and then hope to drop PMI early with appreciation and if not at 80% LTV automatically.

@Brian Barcelona if I were you I would start buy paying off my car loan to help my DTI ratio.

Houses are like cars here where they lose value over time.  

Do not proceed without assistance and first learning the laws.Be very carful dealing with tenants.

In the state of Florida, I was always told unless specifically shown a legal in a judgement for a property, personal judgements like credit card, car loans, gym membership judgements cannot encumber real estate.  

and it puts wholesalers in the used car salesmen category not a professional or providing a service the only service they provide is to make money for themselves.. which you can do being an agent.. or better yet be a true investor just buy the house do something to it and resell it.. 

Basically, you are stuck in limbo until the the case is dismissed because the automatic stay prevents you from foreclosing.I've read that some borrowers (especially the ones that are legitimately trying to pay their debts) will file a POC on behalf of creditors, which they are allowed to do.