If there's a hole, it may be a red flag.b) sensitivity analysis: I examine all the assumptions, and make sure I can live with the worst case scenarios.c) "Stall and see": if they are getting money over multiple years, and there is no penalty for investing later, I would usually wait so I get some real performance data, versus having to look at theoretical pro forma information.d) Recession stress test: I will not invest in anything, until I subject it to recession level stress and see if I can live with the result.

I know this could be a sensitive conversation, so I want to keep it respectful but also all about business.

If there's a hole, it may be a red flag.b) sensitivity analysis: I examine all the assumptions, and make sure I can live with the worst case scenarios.c) "Stall and see": if they are getting money over multiple years, and there is no penalty for investing later, I would usually wait so I get some real performance data, versus having to look at theoretical pro forma information.d) Recession stress test: I will not invest in anything, until I subject it to recession level stress and see if I can live with the result.

Account Closed I'm sure they would if something time-sensitive came up, but I've never had a deal not go smoothly with them, so I've never needed to be in contact before/after business hours.

Executors and personal representatives may have mixed feelings about VAs handling probate calls, so approach it with sensitivity.

Not only us but pretty much every builder.. then January rolled around and well people move they just do no matter the rates.. and we built the right product for those that are not interest rate sensitive or dependant choosing to go high end single levels with most all extras included standard has allowed us to dominate our market at our price point.. 

Imagine all of the sensitive things on your email that someone else now controls, and there's not a thing you can do about it. 

They have been for decades.Because with such accounts the custodian needs to sign all documents and issue all payments, that 3rd party processing layer is a barrier to any time-sensitive investments.The alternative is to establish a Checkbook IRA LLC or Solo 401k, which will put you in control as opposed to the custodian.  

Mortgage interest rates have very little or no impact on cash transactions.Many buyers are flush with cash right now* (whether in the firm of rapidly increasing equity in real estate, or the recent sale of another piece of real estate), making them much less sensitive to interest rate increases (want the property to cash flow $500/mo at 5% interest?

You cannot get discouraged easily, and you can't be so sensitive that if a friend doesn't use you, you get your feelings hurt.