At least that way, I wasn't paying any points, extra fees, or very high interest rates (the CC's were 0% and friends money 6-8%). 

The simple (but not easy) 1st step for me would be to knock out the cc debt and car loan while your SE income seasons.   

@Anthony M. just started looking for a CC for myself, for the exact same reasons as you.

And as @Darin Bowers mentioned, you're saving money on CC as well. 

But it sounds like you have good credit and can get some 0% CC money for a while while you finish and get it rented.

Home improvement, but a new car, pay off cc bills.

I understand that money costs, but I don't feel comfortable with 10% of my added debt being money for cc & prepaids.

Have some CC debt that needs to be cleared in the next few months before I am in my comfort zone to purchase.

I'm the "B" in the A sells to B, B sells to C. C

But even if we sell, there are repairs needed to be done and because we wanted to offer asap for the new home, we may only have the option of cash buyers like Redfin.com who valued our home low that after their 7% fee and repairs, we're left with barely even anything for our DP/CC/moving costs.