Thanks  You could try and find someone to buy a partial from that loan or as you mention hypothecate it but that is going to be challenging.

As mentioned, Killeen-Temple has a much higher concentration of duplexes and fourplexes.

I am reading some rules on needing to be historic or commercial zone but the jacksonville website does not mention any of that.

Here is a summary of the book.https://www.nateliason.com/notes/long-distance-real-estate-investing-david-greeneThe book also mentions the importance of having a rockstar Realtor, contractor, lender, and property manager.

The tenant's mention of a lawsuit is typically an empty threat.As someone that's dealt with plenty of mold and mold claims, this one looks like a fat nothing burger.

I'm guessing that since you mentioned Newport Beach and Oakland and maybe considering those areas that you have significant capital.

I mean no offense to the Columbus RE guys however they do chime in on any post basically that mentions that city .

A lot of newer investors get hung up on the items you mentioned.

. - Like others mentioned above it depends FIRST on your financing structure. 

My apologies @Chris Seveney, I failed to mention you in my previous reply but I see where you are no longer interested in the area.