I know discount wholesalers who sell me materials at fraction of pricing etc.  

pid=1999Houston Real Estate Highlights in October, 2023:-Single-family home sales fell 3.4 percent year-over-year, the smallest one-month sales drop of 2023 and the 19th consecutive month of declines;-Compared to October 2019, before the pandemic, sales were down 11.3 percent, and compared to October 2018, five years back, they were down 4.6 percent;-Days on Market (DOM) for single-family homes rose from 43 to 47 days;-Total property sales fell 4.3 percent with 7,825 units sold;-Total dollar volume dropped 2.6 percent to $2.98 billion;-The single-family median price fell a fractional 0.9 percent to $327,000;-The single-family average price rose a fractional 0.4 percent to $403,556; -Single-family home months of inventory registered a 3.6-months supply, up from 2.8 months a year earlier – the highest level since November 2019 when it also was 3.6 months;-Townhome/condominium sales experienced their 17th straight monthly decline, falling 16.4 percent, with the median price up 6.6 percent to $239,900 and the average price up 1.2 percent to $272,597;-Compared to pre-pandemic 2019, townhome and condominium sales were down 10.5 percent.

Network and learn what to do from people a little more experienced at a fraction of the cost (coffee, dinner, lunch etc.) and use the $40,000 to invest in Real estate yourself. 

So, you generally get a lesser fraction of your property considered a rental --- lesser pro rata share.. 

As I got into the basement I was very confused because it was a fraction of main floor size and I was racking my brain, I was certain it had a standard basement, but, here it's this tiny space.

If I’m not mistaken, that was a fractional ownership for $500k.  

Trying to make all that money in a fraction of the year poses some challenges.

One thing people get wrong is that they are ok doing a lot of research and due diligence when they do RE investments, they don’t do a fraction of that while investing in equities.

Foreclosures, tax liens, death in family water shut off,  all the same.Obviously, only a tiny fraction of the general population are motivated sellers. 

Also keep in mind that even though the rate is higher on that second mortgage, it's on a fraction of the value of what it would be if you refinanced the entire thing.