., I'm in Illinois where there isn't a statute governing pet rents or pet deposits.

Conventional loans are government backed.

I believe you can get an first-time homebuyer Federal Housing Administration loan with very little money as a down payment.

Relying on government assistance until it runs out. barley ever seeing my mom through the week because she had to work all the time.

Point Breeze home values have been going up at an incredible rate over the past several years, I bought a triplex a few blocks from Ellsworth-Federal station back in 2015 and am very happy with how it has progressed.

@Richard Kay the federal housing finance agency, fhfa, has a hpi calculator.

Yes, it does involve a national/Federal K-1, and that part is pretty easy.  

South of Seattle, Kent and Federal Way have multi-families in a similar price point. 

The government cannot give to anybody anything that the government does not first take from somebody else.

As a Central Texan, I will agree that Killeen has an extremely high crime rate, but they just received a federal grant to set up task forces to help combat it.