What level should I start at?

Typical terms: Lenders might get 10% to 30% equity, depending on how much capital they provide and the project’s risk level.

Get a third estimate from a contractor you trust. 

How do you build trust and present your deals to make them more appealing?

Meeting them face-to-face goes a long way in establishing trust and credibility.As you engage with investors, it's essential to build and nurture your investor list.

I'm in a similar situation where my split level basement has it's own exterior entrance and and glass sliding door. 1bed1b, kithen and laundry room. 

All bedrooms are on the 2nd level and there is a big open loft area with windows on 2nd level that's not used much now.

Additionally, cultivating a track record of successful projects can help negotiate better terms over time and foster trust with private money lenders.

Transparency helps build trust with borrowers.- Networking: Build relationships with real estate agents, rehabbers, and other investors to source potential borrowers.Best of luck with your new venture!

All short-term rentals have some level of weather risks, I would say.