I was working with Kiavi on a DSCR cash out refi 75% LTV on a SF home in NC that is rented to a long-term tenant.We setup the application, credit came through and the appraisal came through for both value of property and the "fair market" rental value.

•Likely, the new property wouldn’t be cashflow positive due to the market conditions.2.Upgrade to a Bigger Property and Sell•Sell our current home and move into a larger house to better meet our family’s needs.• Use some equity from the sale to make this transition smoother.I’m torn between maintaining our current home as an asset and buying  a new smaller house to use as a rental after we move back in versus simplifying and focusing on a single upgraded property Considering factors like market trends, potential equity growth, and quality of life, which path do you think would be most beneficial?

The credit committee is usually made up of local people who are familiar with the market they are in.

What’s your take on how current market trends could impact your decision to hold versus sell?

Regarding the advice you've received from others, the best thing to do is to learn your market. 

It's never a bad time to buy if you can purchase below market value.

I am not sure how saturated that market is (both with properties and managers) but the first question you should ask yourself is is the market underserved and how can you improve the current offerings to local owners? 

Each market, each submarket and each mall will dictate the use of this space.I don't think online shopping, per se, is killing malls.  

They are using rules to add multiple ADUs.Here is a list of why adding a single ADU in dingle family  zoned areas in my CA market is typically a poor RE investment:1) The value added by the ADU addition is often significantly less than the cost of adding the ADU.

Being a 20 year mortgage expert and real estate investment veteran, we used our mortgage company to secure below market financing.