Once in a blue moon I get to a Lowes in Billings MY, but it is a 5 hour round trip to Menards or Home Depot, and almost 6 and half to Lowes. 

From what I understood, he gave us a recent example of a deal he was assisting the lawyer where for example the house was worth a million dollars (rounding all numbers off) and the UPB was $700,000.

Golfed 18 rounds there once and barely broke a sweat (it was great!).

My insurance agent gave me the same advice -- get umbrella coverage for the value of the assets (rounded up to the next million [or more if you're worried about it]).

@Don KonipolI just went through 4 rounds of my partials agreement with two attorneys and the logistics on these are very complex as you have written.

I sent out two rounds of postcards and received a few calls back (I believe 3?).

Keep us posted on how round 2 goes.

My credit is good from my several years of vehicle payments and I work round the clock so I can save fast once I decide to go all in. 

It's at the Round Table Pizza in Lake Forest.

Drain tile is called that because it used to be literally round clay tiles that would be slightly separated.