Most comps were in the 610-660 range for a house this size. 2970sq ft including the finished basement.

However, if you pull the permits as the "owner/contractor" you are responsible for the finished product. 

I'm actually finishing up renovations on a duplex that I will be listing for rent soon and was looking into photography.

Thanks @Kevin Lefeuvre we're insured, stuff can be replaced, I hope everyone in the path stays safe too.Some gallows humor, hurricane style, we JUST finished a complete overhaul of one of the suites.  

Any recommendations for an insurance broker to help me get across the finish line and properly manage my risk?

I'd look for the finishes that have the fake hand-scraped look to them.  

It don't cost any more just a little more labor as you have to finish drywall and then paint.

Also zoning may be hard to come by - in NJ when I finished the basement in my SFH, it had to go through zoning approval to be sure I wasn't adding a kitchen and trying to make it a multi-family, since that area wasn't zoned for it.

I should finish my BA in Accounting after the Summer 2018 semester.

I am in a position pretty similar to you, (freshly) 25, finished up college a little over a year ago, and looking at getting into this in the next 6 months and move to the Winchester, VA area.