Quite honestly, Jason, this is a very uncomfortable market to be over-extended in.I would bet that those of us who are low on mortgage payments are sleeping better right now than those who have heavy mortgages to meet and tenants who are losing their jobs and can't pay rent.When you get ready to retire, it is quite nice to have rents coming in and no mortgage payments going out.

Sounds like all-in-one will be my best bet.

Yeah, I would never bet on 10% appreciation in this market.

(Try and stump everyone on this site I bet you can't) I have asked many questions some very stupid some that were good questions no one will judge you and you will always get an answer, many times from many different people with very different experiences.

I'm betting that it would be a HUGE loser as a rental, but we won't know until you post the gross rent.

Here's the thing though what a lot of people are betting on: since it did take such a hit, it will come back sooner and stronger than middle america.

Your best bet for knowing what you could get for a loan is to speak with mortgage brokers or lenders.

That is why casinos give people chips instead of letting them bet with cash.

Buying a rental with negative cash flow and betting on runaway inflation in the near future really is not the rental business.Yet another thing completely is the mom and pop investor who only wants to own one or two rentals for their retirement.

My opinion is that you don't bet against yourself.