Even that may not be sufficient.

I haven't a deep dive to calculate exactly how long a used washer/dryer is lasting me but I suspect its in the 3-4 year range.

city county  planning departments  then the long range planner most have a person tasked to long range planning.. 

What's your price range and preferred strategy?

When it comes to the online tools for address verification you have to call the USPS AMS office and request they extend the RANGE of unit numbers/letters.

What cash-flow, if any, you plan to generate from this property.If you are short on cash and/or your rental projections will be tight, then the 7/1 ARM might make more sense.If you are good on cash and/or your rental projects show that you will be generating sufficient cash flow, then the 30-year fixed might be a better option.I have used both mortgage vehicles for my properties, dependent on my situation at the time.  

If the LTV is within the lnder's acceptable range, typically 75%-80% for commercial properties, the equity you've already built can satisfy the down payment requirement for the new loan.For example, if your property is appraised at $350K at the time of refinancing and the lender requires a 10% down payment ($35K), your existing equity ($50K down payment plus any principal reduction) would more than cover this, eliminating the need for additional cash outlay.

As @Dan McDougall mentioned, it might be worth exploring other locations for your little community like the foothills (golden, evergreen) or some front range mountain towns.  

@Sofia Sharkey My cabins are 3bd/2bath in $200-$350K range 1500-2500 SF.

A couple of thoughts about your situation. 1) Statistically speaking most people stay in their home/mortgage for 5-7 years so you're right at the end of that range.