The penalty for not filing a 1065 return, is $195 per month, per partner for the duration you do not file, per tax year.

It will take a couple of years to do, but it is the right way forward.Try see if landlords would allow you a method to escrow the funds for the lease duration.

If it is a concession ( allowance that is off his rent in a written format) that isn't written in for the duration of the lease.. is the question.. or is it part of the lease agreement.. which it shouldn't be.Does you this agreement have a Out clause?

If it was just a short duration flood you might not have to replace any of it.  

This is the original details: LOAN TERMS AND CONDITIONS(1) Borrower must have a working bank account in his/her name or company name which will be used for the transfer of the loan.(2) Borrower will start the repayment of his/her loan a month after the loan has been transferred.(3) Borrower will have to either pay back the total interest divided by the total number of months in the loan duration and then pay back the loan amount at the end of the loan term.For example you are given a loan of $100,000.00 for a period of 1 year at 5% interest rate,you will have $5,000.00 as the total interest which means $5,000.00 will be divided by 12 which is the total number of months in a year giving you $416.67 i.e $416.67 will be paid each month beginning after one month of funding for a period of one year then the loan amount of $100,000.00 will be paid at the end of the 1 year loan duration or borrower will pay back principal plus total interest at the same time for the number of months in the loan term i.e. $8,750.00 monthly for a loan amount of $100,000.00 at 5% interest rate for a period of 1 year.(4) Borrower will be given four weeks (a month) grace to payback the principle(loan amount) at the end of the loan duration before legal actions will be taken.(5) Failure to pay back the loan at the expected date / period, legal actions will be taken against the borrower by our attorney.(6) Address:You must inform us about change of circumstances and must tell us promptly if you change your residential address or zip, or if you think there is any information That We Should be aware of.(7) There is no early repayment penalty.(8) Interest: Interest rate shall be 5% irrespective of the loan amount.(9) Loan Process: It takes the interval of 2 to 5 days from application to funding.(10) Loan Amount: Loan amount ranges from $5,000.00 to $5,000,000.00 .(11) Loan duration: Loan duration ranges from 3 months to 20 years.

Pretty impressive, here are their stated, stats:Current Properties Under Management - 1730Total Rented houses in 2017 - 759Average Duration of Leases signed in 2017 - 30 monthsPercentage of Resigned Leases in 2017 - 71%Current Occupancy Rate - 97%

Sign shorter duration or find a new broker.

Our average tenancy duration is about 5 years across our portfolio (one advantage of single families over multi's).

The bank tells the borrower what their terms are (interest rate, duration of loan, etc) and what percentage of the project they'll finance (with the borrower having to provide the rest).

It will keep the rate and the duration but recalculate the payment.