You are approaching fraudulent territory with that topic.

However, for the last 2-3 mos, all I have been experiencing are fraudulent scammers.

You'll avoid much of this if you know your buyers first then find what they want, use an option, assign the option for your fee and get out of the deal having the seller contract with the real buyer.Going the other way, you can be liable for various aspects, specific performance, taking a property off the market and or dealing fraudulently, misrepresentations that can take you into all kinds of losses suffered by a seller.This strategy is good to understand as you can facilitate a deal from time to time, but doing it as a business when that's all you do you can have issues with a real estate commission facilitating sales without a license.

Many of the so-called "fraudulent" activities are things that honest investors on Bigger Pockets do to make money, such as flipping, wholesaling, subject-to financing...

I also find it to be buggy at times, dropping login info to my accounts or not refreshing them right.That actually played to my advantage recently, however, where it failed to refresh the activity on one of my credit cards and that allowes me to spot some fraudulent activity that had already been wiped from my CC statement.

if not your offer could be viewed as fraudulent, as far as "wholesale value" you have a contract below that, so what is that value, that could be up to a court to decide, plenty of people sell paper, and some get screwed, all I'm saying is Nut Up and buy the property, add value and resell, then you are safe, if you cant buy the property, you shouldnt be offering on it.  

So in order for her to qualify now you would have to have fraudulently not claimed the income from her.3.

Florida has a lot of problems with fraudulent cashier's checks as well, so cashier's check has to clear. 

Closing is not fraudulent.

To combat this, I would definitely calculate my hard money costs at 6 months at least and even then you have to calculate for points.