I am betting many are waiting on incentives to do such, some tax-credit for conversion funding of what-not. 

Im an agent I can go out and advertise that I sell million dollar homes and make a really good living but that’s not me I’m an investor and the ways we do business is off market deals and what not which really makes agents upset on why there is wholesalers and off market dealings well if you think about it, it’s because most realtors don’t understand that part of the RE world.

Jay Hinrichs , Honestly, I have no idea what Notes are.... forgive me but my financial education is very poor, only recently I started learning about RI investment.

Now I'm not trying to tell you what to do, or what not to do. 

Honestly there is a time and a place for the assembly line mortgage places, but if you're on biggerpockets.com and reading about all the cool strategies and whatnot, that alone says that it's unlikely that it is applicable to you. 

I don't know enough about your situation to give you good advice on what to do specifically, but I don't need any more info. to advise you on what not to do.I just love that you are being patient and seeking advice.  

Smith, you can simply "brand" yourself as a problem solver dealing in RE, situations of thin equity or getting people out of paying a mortgage.I realize this area seems like easy pickings, it's not, as after notice, you need to move quickly, you need to know what you can say and what not to say and gurus don't teach that nor do they even know.

@Steven Hamilton IIyeah she pays quarterlies and this is the time of the year she finds out if she paid enough, or didn't pay enough and owes some more or what not. she don't let loose of much money around this time.as far as the loan goes, I wasn't sure if they would do 30 years on something like this. it just misses the 50% rule with a 15, so a 30 would definitely put it in the range.

Hey Jesse-I can forward u a copy of RI P&S- plz send me ur email.As far as offers- a lot of real estate agents go by the book- offer sheets and what not.

I have always maintained the pool myself, but no way I would want to leave that to tenants.Based on some research I think I might be able to rent it for $1600 a month, which leaves a breakdown that looks like this:$1600 per month -$827.56 for mortgage payment - $20 HOA fee - $170 pool maintenance - $99 property mgmt fee - $47.63 lawn treatment = $435.81 net per month.I was thinking of setting up a separate account and funding it with $5000 just to cover any repairs and what not.