If so, maybe you need to get rid of her instead.I can tell you that the setup is already incorrect.

For you all that think a bank will repossess something for not repaying a credit card bill are incorrect, unless it was proven to be intentional.  

Appreciate all the responses and advice I read them all with thought and made my decision I’ll evict if the SD isn’t paid by end of the month.To answer some questions I bought the house when I was young (24) It was a fixer upper so I was desperate for tenants and I’ll be honest I didn’t know any betterOne reason why I waited this long was because I’m in NJ we had extremely strict laws during Covid and courts were closed for about 3 years also he pays rent (current market value) every month and doesn’t trash the placeIn a way I’m glad this happened though you can only learn from your mistakes and I’ll DEFINITELY be more strict moving forward Thanks again everyone for helping me make my decision

This was how I met my first agent that helped me purchase two of my homes.I know it can seem daunting at times, but you’re making a decision to create long-term and maybe generational wealth.If you have any general questions, don’t hesitate to reach out.I wish you all the best.

Anyway, after researching lots of groups, I joined OS and it's the best decision I've made.

I'm facing a similar decision with my NW side duplex and debating whether its worth it to duplex up into the unfinished attic and if so what the steps/costs would be. 

The best decision depends on individual financial situations, risk tolerance, and investment goals, and consulting a financial advisor or real estate professional can help tailor a strategy.Good luck!

Investment criteria not tax considerations should in my opinion always be the primary factor in making investment decisions. 

I catch myself saying it all the time when I come across decisions like the one you're facing now and it's worked pretty well.

It seems that your association property manager is lacking.Normally what a CAM (community association manager) does (and there is some variety to di depending on the agreed role) is run the day to day affairs for the board while the board makes decision on reserves and budgets, choosing a vendor after getting several bids, etc...