By working closely with our partner Rodney Lomax, we ensured that all financial aspects were handled smoothly, enabling a fast transaction with minimal hurdles.

In short - in comes down to having a deep understanding of the hurdles investors face and being willing to put in more work than just saying "well, I submitted the file and the AUS/underwriter said no.

Additionally, for rate-term refinances, many DSCR lenders have no seasoning requirements at all.Easier qualification: DSCR lenders have much lighter qualification requirements than conventional or portfolio lenders, such as no DTI, income verification, or tax return hurdles that can slow down or disqualify loansFlexibility: While conventional and bank lenders are heavily regulated and follow standardized rules, DSCR lenders have much more flexibility and control over their guidelines.

It can be completed on a family member's property without major legal hurdles and allows temporary living.

I'd double check actual rents in the neighborhood with comparable and if it's in line then it doesn't sounds unreasonable...

People have very short attention spans now, and making them jump one extra hoop to book your home is an additional hurdle you do not need. 

Not impossible - but a hurdle, indeed.

It's great that you already have a home and potential ADU too since being self-employed in the arts can also have extra hurdles just getting approved for a loan. 

That process is always my hurdle, early Spring is my timeline.

City of Tampa typically isn't too unreasonable.