Keep going though, being young you have time to build a beautiful thing in RE

A reserve is unnecessary, but I still keep around $15,000 - $20,000 in my account.The point is, that you should sit down and assess your finances to determine what the worst-case scenario may look like, how much you would need to cover it without impacting your life, and whether you will need to build a reserve.

Currently looking to beat $1800/yr for 2023 build SFH in Pensacola.

You are buying into a business to pass down to future generations, not to mention a vacation home or retirement plan.When I talk about my investments I don’t talk about a 4 unit ugly building in (insert boring/cheap state in the US).I talk about Europe!

Jerome has 2 programs, Buy Build Flip for $7,500 and Build Wealth Mastermind for $20K. 

You know this and the reason I am saying that I am considering in getting a real state license is the connections, the access to listing off market and possibility of earning commission that I can use to increase my portfolio.I think that being an investor agent will help me build a reputation and that can be good or bad.

You might need to build that skillset to show those family/friends you are able to do it.

The quick and dirty:I have several projects going currently (2 flips and a new build STR.) 

Quote from @Anthony Pitruzzello: Please note in my question: "and an apartment over a large garage/workshop in a separate building (for me)." 

Currently just continuing to build my knowledge base and analyze deals.