Tracking hours would be kind of a pain as we tend to do a lot of partial-hour type of work like a quick phone convo or texting back and forth with a buyer client, researching properties, talking to listing agents and lenders, scheduling showings, previewing properties, travel time, etc.

Would love to chat sometime and talk more about it!

I'd be happy to talk with you about what you're looking for and what questions you have about the process.

You may need to call once a month for a year and most times you won't talk about real estate, you offer your help if they need anything.

Rates may still be high, but sometimes they’re more flexible with repayment options than a mortgage refi.Family Loan Structure: Since you have an existing interest-free loan from family, you could talk to them about restructuring or even adding onto it, if they’re open to it.

We're talking trillions of dollars stolen from Americans by 5 of the largest banks.

Same thing as Bankrate for example they use a very specific model to price those rates and scenarios like 740 Fico, 70LTV, 15 year term and the APR is never really talked about when it comes to margin and points charged.So when your fico score, LTV, loan size or DTI deviates from that very specific loan scenario then they say in all websites required by law "rates are subject to change" hint hint! 

Would it be helpful to connect on a call and talk through details of this property and laon types? 

There is a 2 family we are in talks with acquiring for 200k.

Feel free to PM me if you'd like to talk options.