Securing funding has been challenging, particularly because my business documents reflect low revenue from only one duplex, and I am currently between jobs.I have identified a reasonably priced piece of land and have saved a small portion of the funds from my duplex sale to invest in this venture.

The statement that 60% of the population has less than $10k saved for retirement 10.

Start saving up and buy your first place.

I poured my life saving into it and make it a duplex.

Don't forget to change all your faucet aerators and shower heads to low flow it makes a huge difference as well as far as water usage and saving HOT water. 

Eliminate debt, establish a budget, and save.

As far as whether to approach them with or without an agent - approaching them directly without an agent can save the seller probably 2.5-3% of fees, which give you some room to negotiate on the price, but you need to be confident that you are capable of evaluating the property value, estimating on the amount of work that is needed, knowing how to negotiate/ structure the deal, and navigating the closing process.

Real estate agents, property managers, and contractors who specialize in your target market can save you time and money in the long run.

Small upfront investments in expertise can save you big in the long run.

If you ever have any questions feel free to reach out and ask I enjoy helping and offering tips and loopholes to help save time and money.