That said, here are the actuals:Unit count: 13 offices (sizes range from 165sqft to 2,800 sqft - it's a local mom & pop type commercial building in an A-/ B+ town that's growing) Gross Rent: $20,801Expense Ratio: 50.7%NOI: $9,736 (year 1, after vacancy) ---Cash Flow: $2,536 / moCap Rate: 6.5%

Best bet is to try local and credit unions, possibly may have some programs for better rates.

. - We always recommend buying your first rental locally if possible and DIY managing to learn as much as possible before investing OOS.2) Lots of crooks and incompetents in the PMC world:( They both cost you money.- As already stated, you'll have a small portfolio.

We have a wide range of investors and RE professionals join us.

Hey Adam, this is possibly, yes.

Looking for ways to expand my network as well as possible job opportunities. 

You could bring less down and possibly have a lower interest rate since you will be living there.

Maybe I'll make a policy to schedule all our leases to end in a spring/summer month range. 

Take it easy i am still a rookie and trying to learn all things possible.

My original plan was to find a 4 plex in california buy using fha loan, move out after the first year and generate cash flow and appreciation, but after looking at properties it became clear to me that’s not possible with todays market and interest rates.