People don't really move around the holidays.  

Would people say your underwriting was good or bad?

They repeatedly expressed dismay and said that very few people ask for a refund. 

Quote from @Alan David: even his relatives are fearful of the guy, and his ponzi scheme Ya playing devils advocate who would want that job I mean look at just the bp threads waste of time for this gentlemen thankless job I dont blame him for moving on..

People even do this in Vancouver though it must be extremely challenging.  

Even if you are doing volume, why would you waste your time and not delegate?

Having people write Spark Investment checks for $25K, $50K, $100K and more.

I had a call with Simpletalk a few months ago and seemed pretty interesting but haven't pulled the trigger yet as it is costly.I know services do white labels and people brand it into their own AI call services, which mean a lot of these AI calls may actually be the same service...How much does Air AI cost?

I'm doing this exact thing right now- I've been pleasantly surprised by how many people in my network have resources, cash and interest in something like this. 

People had to move to used  or as we did had to open more services to match different box configurations.