@Dwane Twente so this is basically a rental arbitrage company.   

I'm a real estate investor specializing in STR properties, a realtor, and I own a construction company.

I just moved a kid out last month after just five months in the rental because he was problematic.

To the insurance company they will view an STR differently than a LTR.  

One reason was the condo management company wasn't doing a great job and there were always extra levies. 

A lot of management companies overcharge. 

This targets family’s between homes, either because they just moved to the area; have a definitive time work contract; current house is being rebuilt/remodeled/repaired; students with “rich” parents; recent separated/divorced who needs space for children visits; Houston medical center stays; etc.  

If you work the valuations out right you can purchase a duplex with your 1031 exchange that will allow you to move into one half immediately again. 

But if it were the real check why would the company use a hand-written font and then somehow digitally sign it with messy cursive in the same exact ink style as the typed font?

I just want to move on.