For a traditional Heloc at most small banks/CU's, the rate will be variable and will be WSJ Prime + a spread that represents the borrower's credit risk.

I no longer invest in rental properties directly, I prefer spreading small amounts ($5K) in real estate syndications through an investment club, but we did a write-up on this company a little while back.

I’ve used seller financing as both a buyer and a seller and it can make a lot of sense in certain circumstances (for example I used it as a buyer when I reached the maximum number of conventional loans I could get, and I’ve used it as a seller to both increase my net proceeds (due to collecting interest as “the bank” in addition to the sales proceeds) and to lessen my capital gains tax hit by spreading it out over a few years).

There is lot of sharing around using AI for emails, listings, social media content but the technology has so much more to offer.Thanks,

I'd recommend the spread on the return and your ability to replace damaged items (local vs. not local, strength of your team) be the determining factors in that decision.

Dactera:It is not nay-saying, it is mathematics.Using the Vertex 42 Home Mortgage Calculator spreadsheet, I have uploaded a spread sheet for each of the below scenarios and included links to the spreadsheets below:Scenario 0: This is the base case for the mortgage pre-payment examples. 

This is not myface or spacebook or any of those awful social media outlets where people are a**holes to each other.   

The home health services industry struggle with the cost of providing services where clients are spread across a geographic area.

I think it would be tough and I would not spread yourself out that thin.

Big 10 yr spread there.