His credit score is fine but his income is showing too low to get the loan, so I though maybe I could use my HELOC to make the purchase and do a Lease to Own.

., lighting, HVAC, or carpeting), they can claim a deduction for the remaining undepreciated value of those items.

It allows you to take advantage of a low down payment loan.

Meet with a local banker & schedule a time to talk with a mortgage broker, they'll give you at least a baseline of what kind of down payment options and rates are out there.After that, if you're still wanting to research more creative options, do some looking into seller financing (a very hot topic with good, and bad, advice out there), look into private lenders, and commercial financing options.If you're wanting to live in 1/4 of your quadplex, then conventional residential loans may in fact be your best option as you can purchase that with a fannie/freddy loan with very low down, and use up to 75% of the income from the property toward your own income. 

I will follow the advice here to keep high deductibles and low premium and save the premium for any contingencies later.

We look for good school systems, low crime and desirable neighborhoods.

Rents are low and prices are high.

I made a low offer and it was accepted.

Please forward the contact information for any vendors with which you have experience or knowledge who can help exit a low-usage time share. 

I feel like having such a low payment and rate make it stupid to choose selling the house, but since I haven't been in this position before, I thought I'd ask here. to d The other consideration you would want to consider is your VA entitlement if you are hoping to buy the next house with a VA loan.