You got the lower down because the property is owner-occupied.

Or only to properties being managed in an external Property Management function?

I can't even access all of my old property reports that I created with the calculator in the past couple months without upgrading to BP Pro.

I specialize in small multifamily properties and house hacking working alongside BiggerPockets podcast guest Andrew Freed to help investors find high-performing deals in Central MA.My Background:  - Started in late 2019 I utilized an FHA loan to get my first 3 family property in Fitchburg, spent about a year fixing it up and soon after I refinanced. 

Quote from @Jonathan Small: @Dan Maciejewski I agree that property managers can make or break a deal. 

So this program is between the property mgmt company and us, mostly. 

What's your thoughts on me setting up owner finance on my property?

Daniel,If its something you really like from all accounts, get with an inspector and property manager to give their thoughts on the area, condition of the property etc...

Quote from @Anshuman Thakur: Can someone please shed some light on how- convert 401k to SD IRA- how to use SDIRA to buy properties- how much down payment is typically required if we are using SDiRA to only fund downpayment on a multifamily CRE, and which banks typically work with SDIRAs- how does LLC structure- property management and cash flow work in this situation?

On the journey, I once sold properties that were 30 minutes away as being too far, and also managed some properties that were 200 miles away.