Notice, I am NOT stating that the transaction needs to disclosed to the lender; just that a lender should not be given false information.  

So I have my house that refinanced in 2020 for a 15yr 2.5% rate and we have about 56k equity. Purchased at 211k . We have an opportunity coming up from a family member who is willing to sell us my childhood home for w...

If it does go to probate, hopefully your brothers and you can amicably go the informal route vs formal (I've worked with families in both when buying properties out of probate and informal is FAR easier).Since there's no debt on the house, maybe you could sell with financing or maybe you could even buy out your brothers with financing -- that way you maintain ownership and just pay them a monthly amount.

The country is great for lifestyle and I believe most American (and other foreigners) buy for lifestyle.

I do my best to keep up with it and give them reliable information, but I'd really like a routine place to check each morning so I'm giving them the best and most up-to-date information possible.

I went through someone else last year which has all of my previous rental property information on it and nothing has changed except now I have a child.

You state that you have 20% - 25% equity position for safety, but you don't based on the information you gave. 

Ask for more information or more transparency. 

Did you buy the lot outright? 

You buy today so that you pay less than if you were buying when you retire and hopefully you make some money along the way.