These provide stability and regular income, which can be crucial in retirement.Cash: 5-10%Keep some liquid assets for emergencies and short-term needs.Consider these additional points:Diversification: Spread your investments across different sectors and geographic regions to reduce risk.Tax efficiency: Consider the tax implications of your investment strategy, especially with your high net worth.Regular rebalancing: Adjust your portfolio periodically to maintain your desired asset allocation.Professional advice: Given your high net worth, it's advisable to consult with a financial advisor who can provide personalized recommendations based on your specific situation and goals.Risk management: Consider your risk tolerance and adjust the allocation accordingly.

The project no explanation of why and no interest accrued. asking their support lead to no response at all. really bad experience and i will not recommend them. 

No explanation or answer why this is still available.  

Your explanation for why you’re a responsive landlord doesn’t cut it for me either.  

I was expecting to provide an explanation but it wasn’t needed.  

Quote from @Elias Halvorson: You probably can still do an DSCR, with a letter of explanation on the lates if you wanted something now, otherwise you can wait 5-7 months until those lates are no longer in the past 12 months and do a conventional loan  with better terms.  

Hi Bill, Thank you so for your detailed explanation.

I do t what to argue the merits of the importance of title searching for title insurance I get it you love them you want to marry them they saved you money unhappy for you I have my opinion you have yours I'm just saying would you take a step back and you look at the amount of BS that they throw in there with what they're doing and the fact that they do forget who works for who it's crazy that being said I'm just wondering how long this is going to go on for every time the house sells and if you do have some of that doesn't want to sign off as is their right not to want to give off all the information especially in the climate of fraud that you talked about is there a solutionNo where in your screed did you give an explanation for why you didn't get a title policy when you bought the property from your friend, all you did was complain that the title company is being unreasonable and uncaring by refusing to help you clear up a problem of your own making. 

If there is no mortgage payment at present, escrow items are not added back in the above explanation.It's more nuanced than this and there are many exceptions/caveats, but this gives a high-level explanation. 

And if they do, you have an explanation, so there is nothing to worry about.Your wholesaling business had $100k of income one year, then $0, then $100k again.