Long term buy and hold RE in good locations is probably one of the lowest risk investment vehicles IMO, similar to blue chip aristocrat stocks except even less risky because even long-established companies can go out of business but real estate very, very rarely ever goes to zero. 

Quote from @Dee R White: I'm out of debt, don't really plan on using my card much except for emergencies but the recovering spendthrift and the riskier investor sides of me - are curious if I should call the company back and ask for them to raise it back as it might affect my credit score. 

There are exceptions, like what was mentioned by @Nathan Gesner, if you are an employee of the property owners, and you exclusively manage their properties, if you're a resident manager, living in the building that is being managed, or if you are someone who manages properties owned by a single entity and have a direct ownership interest in it.

Exception being, I'm adding pools to mine. 

There are limited exceptions for properties that were recently purchased but it does not sound like that applies to your situation.

There are always exceptions as I have seen in the past some two beds and even 1 beds be opportunities.

He paid monthly for 14 months until he forgot a check, got hit with a late fee, then paid the remaining 10 months in one check.He moved out at the end of his lease with no issues.Of course, this is the exception, not the norm.

First, know that Jerome is exceptionally knowledgeable on buying land and building SFR, MFR, and apartment buildings.We just withdrew our membership to the program for a full refund.

I am not currently invested in any syndications except my own fund at this time as back in 2020 I pulled out of all syndications.2.

There are some exceptions, but I tell most people to avoid it.