Also, when not occupied, the PITI on a high-end home can quickly erode prior cash flows.

Just that now I’m responsible for 3% that prior to the lawsuit I wouldn’t have been required to pay.  

I would think your insurance agent might have access to some historical information for a specific area as they would want to examine this closely for their underwriting.

If it’s verbal, they’ll need to document any prior communication or payment records to establish the relationship.If the PM is completely unresponsive, they may want to send a formal written demand for communication and payments via certified mail.

@Steven CatudalWhat was the prior valuation compared to what you paid for it?

All liens will not be confirmed prior to the sale.4.

Most Heloc rates right now are around 7.75% to 10% so if you look at your blended rate between your fist and Heloc you would be better off doing a cash out refinance.A lot of people forget or simply do not know that if you do a cash out refinance the rate does go up but in 12 to 24 months if you do a "rate and term" refinance you can get it back down fairly close to where it was at prior.

The Lender changes the loan to installment once they pull credit report for your seller, and omits it under 5102.4 guideline as paid by third party owner of prior home.

The home was a rental property prior and had been sitting.

If I put together a spreadsheet to examine the value of my investment I'd probably punch myself in the face.